Blog
Plain-English articles on annuities, retirement income, taxes and Social Security.
The safest investments for retirement are ones that guarantee your principal and income for life. Here is an honest ranking of the safest retirement options — including fixed annuities, MYGAs, and more.
How a 1035 exchange lets you switch an old annuity or life policy for a better one without triggering taxes — rules and pitfalls.
Can you roll a 401(k) or IRA into an annuity? Here is how qualified annuity rollovers work, the tax rules, the common mistakes, and when it actually makes sense.
What annuitization means, how the insurer calculates your payment, the main payout options, and how it compares to keeping an income rider instead.
An honest comparison of guaranteed income, principal safety, and which one fits your retirement plan better.
How much money you need to retire depends on your expenses, income sources, and how long you live. Here is an honest framework for calculating your retirement number.
What happens to your annuity when you die depends entirely on the payout option you chose. Here is exactly what each option means for your spouse and beneficiaries — before you buy anything.
You can buy an annuity without a broker — but should you? Here is the honest answer about going direct vs using an independent advisor, what you gain, what you lose, and what most retirees get wrong.
Annuity rates vary widely across carriers in 2026 and the difference can mean thousands in retirement income. Here is exactly how to find and compare the best annuity rates available near you today.
A market crash near retirement can permanently damage your income plan. Here are the proven strategies retirees use to protect savings from market downturns, including fixed annuities and indexed products.
An annuity and a 401k both grow your retirement savings but they work very differently. Here is an honest comparison of how each works, the tradeoffs, and how they work best together in retirement.
Claiming Social Security at the wrong time can cost you tens of thousands of dollars over your lifetime. Here is how to maximize your benefit and combine it with an annuity for guaranteed retirement income.