Annuities6 min read
1035 Exchange: Switch Annuities Tax-Free
How a 1035 exchange lets you switch an old annuity or life policy for a better one without triggering taxes — rules and pitfalls.
August 14, 2026Read
Blog
Retirement & Annuity Guides — Page 3
Plain-English articles on annuities, retirement income, taxes and Social Security.
- Annuities6 min read
How to Convert a 401(k) or IRA Into an Annuity
Can you roll a 401(k) or IRA into an annuity? Here is how qualified annuity rollovers work, the tax rules, the common mistakes, and when it actually makes sense.
August 14, 2026Read - Annuities7 min read
Annuitization Explained: Turning an Annuity Into Income
What annuitization means, how the insurer calculates your payment, the main payout options, and how it compares to keeping an income rider instead.
August 14, 2026Read - Annuities6 min read
Annuity vs Bonds for Retirement: Which Protects You Better in 2026?
An honest comparison of guaranteed income, principal safety, and which one fits your retirement plan better.
August 14, 2026Read - Retirement Income6 min read
How Much Money Do You Need to Retire Comfortably in 2026?
How much money you need to retire depends on your expenses, income sources, and how long you live. Here is an honest framework for calculating your retirement number.
August 14, 2026Read - Annuities6 min read
What Happens to an Annuity When You Die? A Complete 2026 Guide
What happens to your annuity when you die depends entirely on the payout option you chose. Here is exactly what each option means for your spouse and beneficiaries — before you buy anything.
August 14, 2026Read - Annuities6 min read
Can I Buy an Annuity Without a Broker? The Honest Answer for 2026
You can buy an annuity without a broker — but should you? Here is the honest answer about going direct vs using an independent advisor, what you gain, what you lose, and what most retirees get wrong.
August 13, 2026Read - Annuities5 min read
Best Annuity Rates in 2026: How to Find and Compare Them
Annuity rates vary widely across carriers in 2026 and the difference can mean thousands in retirement income. Here is exactly how to find and compare the best annuity rates available near you today.
August 13, 2026Read - Retirement Income6 min read
How to Protect Retirement Savings From a Market Crash in 2026
A market crash near retirement can permanently damage your income plan. Here are the proven strategies retirees use to protect savings from market downturns, including fixed annuities and indexed products.
August 13, 2026Read - Annuities6 min read
Annuity vs 401k: Which Is Better for Your Retirement in 2026?
An annuity and a 401k both grow your retirement savings but they work very differently. Here is an honest comparison of how each works, the tradeoffs, and how they work best together in retirement.
August 11, 2026Read - Social Security6 min read
How to Maximize Social Security in Retirement: A 2026 Guide
Claiming Social Security at the wrong time can cost you tens of thousands of dollars over your lifetime. Here is how to maximize your benefit and combine it with an annuity for guaranteed retirement income.
August 10, 2026Read - Annuities6 min read
What Is a MYGA Annuity? The Complete Plain-English Guide for 2026
A MYGA is a multi-year guaranteed annuity that locks in a fixed interest rate for 2 to 10 years, like a CD but with higher rates and tax deferral. Here is exactly how MYGAs work and who they are right for.
August 10, 2026Read