Editorial and Review Policy

Articles and guides on this site are written in-house by the Superb Assets editorial team and published under the byline "Superb Assets Team." We are a marketing and referral company, not an insurance carrier and not a registered investment adviser, and our writers are not acting as your advisor when they write.

Source material comes from carrier product literature, IRS and Social Security Administration publications, FINRA and SEC guidance, and conversations with the licensed advisors in our network. Where a claim relies on an outside source, we link to that source directly in the article.

Articles covering annuities, life insurance and retirement income are reviewed for accuracy by Andrew Cavasino, CF2® — Certified Financial Fiduciary®, a Series 65 Licensed Investment Advisor, before publication. Posts carrying his reviewer byline have been through that review. Posts without the byline have not, and you should treat them as general editorial content.

Review means checking that product mechanics, tax treatment and regulatory descriptions are stated correctly. It is not an endorsement of any specific product, carrier or strategy for your situation.

We do not run a fixed recurring audit calendar, and we are not going to claim one. Content is updated when something changes that makes it inaccurate: a rate environment shift, a change in tax or Social Security rules, a product change at a carrier, or an error a reader reports to us.

Each article shows a "Last reviewed" date under the byline. Where an article has not been revised since it was published, that date is the original publish date. We do not backdate or refresh dates for appearance.

Superb Assets is free to use. We are never paid by you. When a consumer we introduce purchases a contract, the issuing insurance carrier pays a commission to the licensed advisor, and our compensation comes from that advisor side of the transaction.

That is a real financial interest and you should know about it. It does not change the information presented here: our editorial content is not written to favor a particular carrier or product, advisors in our network are appointed with multiple carriers rather than one, and no carrier pays for coverage, placement or a favorable mention on this site.

If you find something on this site that is wrong, out of date or unclear, tell us and we will correct it. Include the page URL and what you believe is inaccurate.

Call +1 (908) 613-0549 or use our contact form. Mail can be sent to Superb Assets, 157 Wilson St, Staten Island, NY 10304. Substantive corrections are made to the article and the "Last reviewed" date is updated accordingly.