Annuity Income Estimator

How to read the result

The number shown is a range, not a quote. Immediate annuity pricing moves with interest rates and differs by carrier, your state, and your exact date of birth. Two highly rated insurers quoting the same 65-year-old on the same day can be 5 to 8 percent apart, which is why comparing several carriers matters more than picking a brand you recognize.

Single life pays the most per month but stops at death. Adding a 10-year certain period lowers the payment slightly and guarantees payments to your beneficiary if you die early. Joint life continues for as long as either spouse is living and pays roughly 10 to 15 percent less than single life.

For full payout tables broken out by $50,000 through $1,000,000 premiums, see how much an annuity pays per month. To understand how the income is taxed, read how annuities are taxed.